Foreign Office advice against all non-essential travel was lifted last month, meaning holiday plans for many are now in the offing as people seek sunshine and a change in environment. Despite travel rules being relaxed, plenty of individuals remain concerned around travel insurance and coronavirus implications, should they be affected whilst on holiday.
Should you feel unsure about travelling abroad, the options of so-called ‘staycations’ are a popular choice thanks to the varied and beautiful landscapes on offer around the country. A large majority of hotels, caravan parks, campsites and self-catering properties are now open across the United Kingdom, meaning that holidaying locally is a viable option.
For those seeking foreign climates, there are now approved lists of countries which no longer require self-isolation upon arrival back in the United Kingdom. The approved lists are different for those in Scotland, with the Scottish government still requiring people travelling from Spain to quarantine, whereas England, Wales and Northern Ireland do not. Guidance is universal in warnings against journeys on cruise ships, due to the difficulty in social distancing and previous outbreaks being so virulent.
Should you choose to travel to one of the Foreign Office’s approved countries, travel cover should be taken out as per your normal process, however while most policies will cover treatment for illness and injury whilst you are abroad, not all will include coronavirus-related claims. Policies are now coming to the market which have specific coronavirus clauses for treatment or repatriation, therefore you may need to take out a separate policy or increase your standard policy in order to be covered in case of coronavirus.